Post Office RD Kya Hai?
Post Office Recurring Deposit (RD) ek saving scheme hai jisme aap chhoti monthly savings karke bada fund bana sakte ho. Ye scheme risk-free aur government backed hai, isliye middle-class families aur students ke liye perfect hai.
Isme aap sirf ₹100 per month se apna account shuru kar sakte ho, aur step by step apni savings ko bada amount me badal sakte ho.
Post Office RD Par Interest Rate Kitna Hai?
Current interest rate: 6.7% per year (quarterly compounding)
Ye rate fixed deposit ki tarah secure hota hai aur government decide karti hai.
Agar aap 5 saal ke liye invest karte ho to aapko ek accha maturity amount milta hai.
👉 Matlab jitna lamba invest karoge, utna zyada benefit milega.
Post Office RD Kaise Khole?
- Account kholna bahut simple hai:
- Apne nearest post office me jao.
- RD account opening form fill karo.
- Aapko sirf Aadhar card, PAN card aur photo ki zarurat hogi.
- Minimum deposit sirf ₹100 per month hai.
Aap single ya joint account dono tarike se open kar sakte ho
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Post Office RD Se Kitna Milega Return?
Maan lo aapne ₹1000 per month ke hisaab se 5 saal tak invest kiya:
Total deposit = ₹60,000
Maturity value (6.7% interest) = ~₹70,600
👉 Matlab aapko extra ₹10,600 ka profit milega ekdum safe aur guaranteed scheme me.
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Post Office RD Ke Benefits
Safe aur government backed scheme
Sirf ₹100 se start karne ka option
Flexible aur simple process
Fixed interest rate ka fayda
Long-term saving habit develop hoti hai
Success Mantra
Aaj ke time me bade investments shuru karna har kisi ke liye possible nahi hota. Lekin agar aap chhoti chhoti savings ko discipline ke saath invest karte ho, to aap easily apna financial future secure kar sakte ho.
Post Office RD Scheme ek best option hai safe return aur guaranteed savings ke liye.