Tata Capital IPO 2025 – Kya Subscribe Karna Chahiye?

Tata Group ki financial arm Tata Capital apna bada IPO launch kar rahi hai. Iss IPO ke through company apna Tier-1 capital strong karegi aur lending business expand karegi. RBI ke rules ke according “upper layer” NBFCs ko stock market me list hona compulsory hai, aur Tata Capital usi requirement ko pura karne aayi hai.

Tata Capital IPO Important Dates

IPO Subscription: 6 October – 8 October 2025

Allotment Date: 9 October 2025 (expected)

Listing Date: 13 October 2025 (NSE & BSE par)

yah pe dekhiye 🚀 Tata Capital IPO 6 अक्टूबर से खुलेगा – निवेशकों के लिए बड़ा मौका!

Tata Capital IPO Price Band & Issue Size

Price Band: ₹310 – ₹326 per share

Issue Size: RS.15511 Crore

Fresh issue: RS.6846 -7000 crore

offer For sale:- Rs. 8665.87 Crore

👥 Anchor Investors ka Response

IPO se pehle hi company ne anchor investors se ₹4,641 crore raise kiya.

LIC sabse bada buyer hai.,Demand allotted shares se 5x zyada thi.
Yeh ek strong signal hai ki bade investors ko Tata Capital par bharosa hai.

📊 Financial Performance (FY 2024-25)

Revenue: ₹28,369 crore (last year ₹18,198 crore)

Profit After Tax: ₹3,655 crore (last year ₹3,327 crore)
Yaani company ki growth strong hai aur lending business expand ho raha hai.

🔎 Tata Capital IPO GMP (Grey Market Premium)

Abhi market reports ke according GMP lagbhag ₹8 per share (2%) chal raha hai.
Yeh batata hai ki listing par thoda positive premium mil sakta hai, lekin bahut bada gain expect nahi karna chahiye.

✅ Tata Capital IPO Strengths

• Strong brand backing – Tata Group par investors ka trust.
• Diversified lending portfolio & pan-India reach.
• Stable credit ratings aur good financial track record.
• Strong anchor investor support.

⚠️ Tata Capital IPO Risks

1. NBFC hone ke wajah se asset quality risk (loan defaults) hamesha rehta hai.
2. Company ka exposure unsecured loans me hai jo risky ho sakta hai.
3. Concentration risk – bade borrowers default kar gaye toh problem ho sakti hai.
4. Liquidity crunch market me aaya toh fund raise karna mushkil ho jayega.

Final Verdict – Kya aapko Tata Capital IPO Subscribe karna chahiye?

Agar aap medium to long-term investor ho toh Tata Capital IPO ek accha option hai.Tata brand, strong financials aur growth prospects IPO ko attractive banate hain.,Lekin short-term me bada listing gain expect karna risky hoga kyunki GMP zyada strong nahi hai.Safe strategy hogi ki limited allocation karein aur long-term ke liye hold karein.lekin